Terms of service
Terms and Conditions and Customer Information
I. Terms and Conditions
§ 1 Basic Provisions
(1) The following Terms and Conditions apply to all contracts concluded between you and us as the provider (Frans C. Schaloske) via the website www.financeshirts.de. Unless otherwise agreed, the inclusion of any terms and conditions you may use is hereby expressly rejected.
(2) A consumer within the meaning of the following provisions is any natural person who enters into a legal transaction for purposes that predominantly are not attributable to their commercial or self‑employed professional activity. An entrepreneur is any natural or legal person or a partnership with legal capacity who, when entering into a legal transaction, acts in the exercise of their commercial or self‑employed professional activity.
§ 2 Conclusion of Contract
(1) The subject matter of the contract is the sale of goods.
(2) By listing a product on our website, we make a binding offer to conclude a contract under the conditions stated in the product description via the online shopping cart system.
(3) The contract is concluded via the online shopping cart system as follows: The goods intended for purchase are placed in the “shopping cart”. You may access the shopping cart at any time via the corresponding button in the navigation bar and make changes. After clicking the “Checkout” or “Proceed to Order” button (or similar wording), entering your personal data, and selecting payment and shipping options, you will be shown a final order overview. If you use an instant payment system (e.g., PayPal Express/Plus/Checkout, Amazon Pay, Sofort, giropay), you will either be redirected to the order overview in our online shop or to the website of the respective payment provider. After entering your data there, you will again be shown the order overview either on the provider’s website or after being redirected back to our shop. Before submitting the order, you may review, modify (including via the browser’s “back” function), or cancel the order. By submitting the order via the corresponding button (“place binding order”, “buy now”, “order with obligation to pay”, “pay now”, or similar wording), you legally accept our offer, thereby concluding the contract.
(4) Your inquiries regarding the creation of an offer are non‑binding. We will provide you with a binding offer in text form (e.g., via email), which you may accept within 5 days unless otherwise specified.
(5) Order processing and transmission of all information required for contract execution take place via email, partly automated. You must ensure that the email address you provide is correct and that receipt of emails is technically possible and not blocked by spam filters.
§ 3 Individually Designed Goods
(1) You must provide us with all necessary information, texts, or files required for the individual design of goods via the online ordering system or by email immediately after contract conclusion. Any format specifications must be observed.
(2) You agree not to transmit any data whose content infringes the rights of third parties (particularly copyrights, name rights, trademark rights) or violates applicable law. You expressly indemnify us from all claims asserted by third parties in this context, including legal representation costs.
(3) We do not verify the transmitted data for accuracy and assume no liability for errors arising from such data.
§ 4 Special Provisions for Offered Payment Methods
(1) Payment via SOFORT / Sofortüberweisung Payment is processed by Sofort GmbH (Theresienhöhe 12, 80339 Munich, Germany), a company of the Klarna Group. You must have an activated online banking account and authenticate yourself during the payment process. Your bank account is charged immediately after order submission.
(2) Payment via Klarna In cooperation with Klarna Bank AB (publ), we offer the following payment options: Invoice (“Pay Later”), Installment Purchase (“Financing”), Direct Debit (“Pay Now”), and Credit Card. Use of these payment methods requires a positive credit check. We forward your data to Klarna for address and credit verification. Only payment methods permitted by Klarna’s assessment will be offered.
(3) Payment via PayPal / PayPal Checkout Payment is processed by PayPal (Europe) S.à.r.l. et Cie, S.C.A., Luxembourg. Available PayPal payment methods are displayed during checkout.
(4) Payment via Stripe Payment is processed by Stripe Payments Europe Limited, Dublin.
(5) Payment via Shopify Payments Payment is processed via Shopify Payments, with technical processing by Stripe Payments Europe Ltd. Customer and order data are transmitted to Stripe solely for payment processing.
§ 5 Right of Retention, Reservation of Title
(1) You may exercise a right of retention only if it concerns claims arising from the same contractual relationship.
(2) The goods remain our property until full payment of the purchase price.
§ 6 Warranty
(1) Statutory warranty rights apply.
(2) Consumers are requested to check the goods immediately upon delivery for completeness, obvious defects, and transport damage, and to notify us and the carrier as soon as possible. Failure to do so does not affect statutory warranty rights.
(3) If a characteristic of the goods deviates from objective requirements, such deviation is deemed agreed only if you were informed of it before contract conclusion and it was expressly agreed separately.
§ 7 Choice of Law
(1) German law applies. For consumers, this choice of law applies only insofar as it does not deprive them of the protection granted by mandatory provisions of the law of their country of residence.
(2) The provisions of the UN Convention on Contracts for the International Sale of Goods (CISG) do not apply.
II. Customer Information
1. Identity of the Seller
Frans C. Schaloske Königsberger Str. 14 25980 Westerland Germany Phone: +49 1603746612 Email: service@finestshirts.de
We are neither willing nor obliged to participate in dispute resolution proceedings before consumer arbitration boards.
2. Information on Contract Formation
Technical steps leading to contract formation, the contract itself, and correction options follow the provisions under “Conclusion of Contract” in our Terms and Conditions (Section I).
3. Contract Language, Storage of Contract Text
3.1 Contract language is German. 3.2 The full contract text is not stored by us. Before submitting the order, you may print or save the contract data via your browser. After submitting the order, all relevant data and the Terms and Conditions will be sent to you via email. 3.3 For offer inquiries outside the online shopping cart system, all contract data will be sent to you in text form (e.g., via email).
4. Essential Characteristics of Goods or Services
The essential characteristics of goods or services can be found in the respective product description.
5. Prices and Payment Terms
5.1 All prices listed in the respective offers include all price components and applicable taxes. 5.2 Shipping costs are not included unless free shipping is explicitly stated. 5.3 Costs for money transfers (e.g., bank fees, exchange fees) must be borne by you if the delivery is within the EU but payment is initiated outside the EU. 5.4 Available payment methods are displayed on our website or in the respective offer. 5.5 Unless otherwise stated, payment is due immediately upon contract conclusion.
6. Delivery Conditions
6.1 Delivery conditions, delivery times, and any delivery restrictions are displayed on our website or in the respective offer. 6.2 For consumers, the risk of accidental loss or deterioration of the goods passes only upon delivery, regardless of whether shipment is insured. This does not apply if you independently commission a transport company not designated by us.
7. Right of Withdrawal
Consumers have a statutory right of withdrawal as described in the withdrawal policy. Entrepreneurs are not granted a voluntary right of withdrawal.
8. Statutory Warranty Rights
Warranty rights follow the provisions under “Warranty” in our Terms and Conditions (Section I).
Last updated: 18 June 2026
